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Payment initiation status.

POST 

/api/v1/transactions/:payment-service/:payment-product/:paymentId/status

Check the transaction status of a payment initiation.

Request

Path Parameters

    payment-service stringrequired

    Possible values: [payments]

    Payment service.

    Possible values are:

    • payments
    payment-product stringrequired

    Possible values: [sepa-credit-transfers]

    The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported.

    Possible values are:

    • sepa-credit-transfers
    paymentId stringrequired

    Resource identification of the generated payment initiation resource.

    Example: 99391c7e-ad88-49ec-a2ad-99ddcb1f7721

Header Parameters

    X-Request-ID uuidrequired

    ID of the request, unique to the call, as determined by the initiating party.

    Example: c66d0ad3-4089-4996-bd48-523ae3e484f7
    Digest string

    Is contained if and only if the OpenBankingGateway.Models.Payment.PaymentStatus.PaymentStatusRequestHeaders.Signature element is contained in the header of the request.

    Example: SHA-256=hl1/Eps8BEQW58FJhDApwJXjGY4nr1ArGDHIT25vq6A=
    Signature string

    A signature of the request by the TPP on application level. This might be mandated by ASPSP.

    TPP-Signature-Certificate int32

    The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained.

    PSU-IP-Address string

    Possible values: Value must match regular expression \d{1,3}\.\d{1,3}\.\d{1,3}\.\d{1,3}

    The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. If not available, the TPP shall use the IP Address used by the TPP when submitting this request.

    PSU-IP-Port string

    Possible values: Value must match regular expression [\d]

    The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available.

    Example: 123
    PSU-Accept string

    The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.

    PSU-Accept-Charset string

    The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.

    PSU-Accept-Encoding string

    The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.

    PSU-Accept-Language string

    The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available.

    PSU-User-Agent string

    The forwarded Agent header field of the HTTP request between PSU and TPP, if available.

    PSU-Http-Method PSUHttpMethod

    Possible values: [GET, POST, PUT, PATCH, DELETE]

    HTTP method used at the PSU ? TPP interface, if available. Valid values are:

    • GET
    • POST
    • PUT
    • PATCH
    • DELETE
    PSU-Device-ID string

    UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID needs to be unaltered until removal from device.

    Example: 99435c7e-ad88-49ec-a2ad-99ddcb1f5555
    PSU-Geo-Location string

    The forwarded Geo Location of the corresponding http request between PSU and TPP if available.

    Example: GEO:52.506931;13.144558

Responses

Success

Schema
    transactionStatus TransactionStatusrequired

    Possible values: [ACCC, ACCP, ACSC, ACSP, ACTC, ACWC, RCVD, PDNG, RJCT, CANC, ACFC, PATC, PART]

    The transaction status is filled with codes of the ISO 20022

    paymentId stringrequired

    Possible values: non-empty

    PaymentId

    transactionFees object

    Base Model for amount.

    currency stringrequired

    Possible values: non-empty, Value must match regular expression [A-Z]{3}

    Currency Code.

    amount stringrequired

    Possible values: non-empty, Value must match regular expression -?[0-9]{1,14}(\.[0-9]{1,3})?

    The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot.

    Example Valid representations for EUR with up to two decimals are:

    • 1056
    • 5768.2
    • -1.50
    • 5877.78
    currencyConversionFee object

    Base Model for amount.

    currency stringrequired

    Possible values: non-empty, Value must match regular expression [A-Z]{3}

    Currency Code.

    amount stringrequired

    Possible values: non-empty, Value must match regular expression -?[0-9]{1,14}(\.[0-9]{1,3})?

    The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot.

    Example Valid representations for EUR with up to two decimals are:

    • 1056
    • 5768.2
    • -1.50
    • 5877.78
    estimatedTotalAmount object

    Base Model for amount.

    currency stringrequired

    Possible values: non-empty, Value must match regular expression [A-Z]{3}

    Currency Code.

    amount stringrequired

    Possible values: non-empty, Value must match regular expression -?[0-9]{1,14}(\.[0-9]{1,3})?

    The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot.

    Example Valid representations for EUR with up to two decimals are:

    • 1056
    • 5768.2
    • -1.50
    • 5877.78
    estimatedInterbankSettlementAmount object

    Base Model for amount.

    currency stringrequired

    Possible values: non-empty, Value must match regular expression [A-Z]{3}

    Currency Code.

    amount stringrequired

    Possible values: non-empty, Value must match regular expression -?[0-9]{1,14}(\.[0-9]{1,3})?

    The amount given with fractional digits, where fractions must be compliant to the currency definition. Up to 14 significant figures. Negative amounts are signed by minus. The decimal separator is a dot.

    Example Valid representations for EUR with up to two decimals are:

    • 1056
    • 5768.2
    • -1.50
    • 5877.78
    transactionFeeIndicator booleannullablerequired

    If equals 'true', the transaction will involve specific transaction cost as shown by the ASPSP in their public price list or as agreed between ASPSP and PSU. If equals 'false', the transaction will not involve additional specific transaction costs to the PSU unless the fee amount is given specifically in the data elements transactionFees and/or currencyConversionFees. If this data element is not used, there is no information about transaction fees unless the fee amount is given explicitly in the data element transactionFees and/or currencyConversionFees.

    scaMethods object[]nullable

    Authentication object. This data element might be contained, if SCA is required and if the PSU has a choice between different authentication methods.

    Depending on the risk management of the ASPSP this choice might be offered before or after the PSU has been identified with the first relevant factor, or if an access token is transported.

    If this data element is contained, then there is also a hyperlink of type 'startAuthorisationWithAuthenticationMethodSelection' contained in the response body.

    These methods shall be presented towards the PSU for selection by the TPP.

  • Array [
  • authenticationType ScaAuthenticationTyperequired

    Possible values: [SMS_OTP, CHIP_OTP, PHOTO_OTP, PUSH_OTP, SMTP_OTP]

    Type of the authentication method.

    authenticationVersion stringnullablerequired

    Depending on the "authenticationType". This version can be used by differentiating authentication tools used within performing OTP generation in the same authentication type. This version can be referred to in the ASPSP?s documentation.

    authenticationMethodId stringrequired

    Possible values: non-empty and <= 35 characters

    An identification provided by the ASPSP for the later identification of the authentication method selection.

    name stringnullablerequired

    This is the name of the authentication method defined by the PSU in the Online Banking frontend of the ASPSP. Alternatively this could be a description provided by the ASPSP like "SMS OTP on phone +49160 xxxxx 28". This name shall be used by the TPP when presenting a list of authentication methods to the PSU, if available.

    explanation stringnullablerequired

    Detailed information about the SCA method for the PSU.

  • ]
  • chosenScaMethod object

    Authentication object.

    authenticationType ScaAuthenticationTyperequired

    Possible values: [SMS_OTP, CHIP_OTP, PHOTO_OTP, PUSH_OTP, SMTP_OTP]

    Type of the authentication method.

    authenticationVersion stringnullablerequired

    Depending on the "authenticationType". This version can be used by differentiating authentication tools used within performing OTP generation in the same authentication type. This version can be referred to in the ASPSP?s documentation.

    authenticationMethodId stringrequired

    Possible values: non-empty and <= 35 characters

    An identification provided by the ASPSP for the later identification of the authentication method selection.

    name stringnullablerequired

    This is the name of the authentication method defined by the PSU in the Online Banking frontend of the ASPSP. Alternatively this could be a description provided by the ASPSP like "SMS OTP on phone +49160 xxxxx 28". This name shall be used by the TPP when presenting a list of authentication methods to the PSU, if available.

    explanation stringnullablerequired

    Detailed information about the SCA method for the PSU.

    challengeData object

    It is contained in addition to the data element 'chosenScaMethod' if challenge data is needed for SCA. In rare cases this attribute is also used in the context of the 'startAuthorisationWithPsuAuthentication' link.

    myProperty bytenullablerequired

    PNG data(max. 512 kilobyte) to be displayed to the PSU, Base64 encoding, cp. [RFC4648]. This attribute is used only, when PHOTO_OTP or CHIP_OTP is the selected SCA method.

    data stringnullablerequired

    A collection of strings as challenge data.

    imageLink urinullablerequired

    A link where the ASPSP will provides the challenge image for the TPP.

    otpMaxLength int32nullablerequired

    The maximal length for the OTP to be typed in by the PSU.

    otpFormat OtpFormatrequired

    Possible values: [characters, integer]

    The format type of the OTP to be typed in. The admitted values are "characters" or "integer".

    additionalInformation stringnullablerequired

    Additional explanation for the PSU to explain e.g. fallback mechanism for the chosen SCA method. The TPP is obliged to show this to the PSU

    psuMessage stringnullablerequired

    Possible values: <= 500 characters

    Text to be displayed to the PSU.

    _links objectrequired

    A list of hyperlinks to be recognised by the TPP. The actual hyperlinks used in the response depend on the dynamical decisions of the ASPSP when processing the request.

    Remark: All links can be relative or full links, to be decided by the ASPSP.

    Type of links admitted in this response, (further links might be added for ASPSP defined extensions):

    • 'scaRedirect': In case of an SCA Redirect Approach, the ASPSP is transmitting the link to which to redirect the PSU browser.
    • 'scaOAuth': In case of a SCA OAuth2 Approach, the ASPSP is transmitting the URI where the configuration of the Authorisation Server can be retrieved.The configuration follows the OAuth 2.0 Authorisation Server Metadata specification.
    • 'confirmation': Might be added by the ASPSP if either the "scaRedirect" or "scaOAuth" hyperlink is returned in the same response message. This hyperlink defines the URL to the resource which needs to be updated with
      • a confirmation code as retrieved after the plain redirect authentication process with the ASPSP authentication server or
      • an access token as retrieved by submitting an authorization code after the integrated OAuth based authentication process with the ASPSP authentication server.
    • 'startAuthorisationWithPsuIdentification': The link to the authorisation end-point, where the authorisation sub-resource has to be generated while uploading the PSU identification data.
    • 'startAuthorisationWithPsuAuthentication': The link to the authorisation end-point, where the authorisation sub-resource has to be generated while uploading the PSU authentication data.
      • 'startAuthorisationWithEncryptedPsuAuthentication': Same as startAuthorisactionWithPsuAuthentication where the authentication data need to be encrypted on application layer in uploading.
    • 'startAuthorisationWithAuthenticationMethodSelection': The link to the authorisation end-point, where the authorisation sub-resource has to be generated while selecting the authentication method. This link is contained under exactly the same conditions as the data element "scaMethods".
    • 'startAuthorisationWithTransactionAuthorisation': The link to the authorisation end-point, where the authorisation sub-resource has to be generated while authorising the transaction e.g. by uploading an OTP received by SMS.
    • 'self': The link to the payment initiation resource created by this request. This link can be used to retrieve the resource data.
    • 'status': The link to retrieve the transaction status of the payment initiation.
    • 'scaStatus': The link to retrieve the scaStatus of the corresponding authorisation sub-resource. This link is only contained, if an authorisation sub-resource has been already created.
    scaRedirect object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    scaOAuth object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    confirmation object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    startAuthorisation object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    startAuthorisationWithPsuIdentification object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    startAuthorisationWithPsuAuthentication object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    startAuthorisationWithAuthenticationMethodSelection object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    startAuthorisationWithTransactionAuthorisation object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    self object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    scaStatus object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    status object

    Link to a resource.

    href stringnullablerequired

    href Entry.

    tppMessages object[]nullable

    TPP messages.

  • Array [
  • category TppMessageCategoryrequired

    Possible values: [ERROR, WARNING]

    Category of the TPP message category.

    code MessageCode201PaymentInitiationrequired

    Possible values: [WARNING, BENEFICIARY_WHITELISTING_REQUIRED]

    Message codes for HTTP Codes 201 to a Payment Initiation Request.

    text stringnullablerequired

    Possible values: <= 500 characters

    Additional explaining text to the TPP.

  • ]
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